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    Terms

    ATTENTION: These terms of use set forth the basis on which you are permitted to access and use this website, https://www.avmed.org/(the “Website“). Please read the terms of use carefully before using the Website. By accessing and using the Website in any way, including, without limitation, browsing the Website, you agree to and are bound by the terms of use described herein. If you do not agree to all of the terms and conditions contained herein, do not use the Website in any manner.

    • 1. Ownership
      All copyrights and other intellectual property rights in the Website, including without limitation all software, written and graphical content included in the Website, are owned by AvMed, Inc (“AvMed”, “We” or “we”) and all rights are hereby reserved.
    • 2. Use of Website and Documents
      AvMed hereby authorizes you to make a single copy of the content displayed on the Website for your use in learning about; evaluating or acquiring AvMed services or solutions, provided (i) you mark such copy “© 2016 AvMed, Inc. All rights reserved.”; (ii) the use of such copy is for informational and non-commercial or personal use and will not be copied or posted on any network computer or broadcast in any media; and (iii) no modifications to such copy are made. No other permission is granted to you to print, copy, reproduce, distribute, transmit, upload, download, store, perform, display in public, alter, or modify the content contained on the Website. Accredited educational institutions, such as K-12, universities and colleges, may download and reproduce the content displayed on the Website for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. The Website may contain email services, bulletin board services, forums, communities, and/or other message or communication facilities designed to enable you to communicate with others (collectively “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper. By way of example, and not as a limitation, you agree that when using the Communication Services or the Website, you will not (i) use them in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages; (ii) defame, abuse, harass, threaten or otherwise violate the legal rights of others; (iii) publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, pornographic, racist, lewd, lascivious, excessively violent, harassing, unlawful, or otherwise objectionable topic, name, material or information; (iv) upload, or otherwise make available, files that contain material protected by intellectual property laws unless you own or control the rights thereto or have received all necessary consent to do the same; (v) advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages; (vi) restrict or inhibit any other user from using and enjoying the Communication Services or the Website; (vii) harvest or otherwise collect information about others, including email addresses; or (viii) violate any applicable laws or regulations. AvMed has no obligation to monitor the Website or Communication Services. However, AvMed reserves the right to review materials posted to the Website and the Communication Services and to remove and/or edit any materials in its sole discretion. AvMed reserves the right to terminate your access to the Website and the Communication Services at any time, without notice, for any reason whatsoever. AvMed reserves the right at all times to disclose any information as it deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in AvMed 's sole discretion.
    • 3. Trademarks / Copyrights
      AvMed ®, the AvMed logo, and any other marks used on the Website are trademarks of AvMed or their respective owners. Such marks may not be used without the prior written consent of AvMed. Any use of those marks, or any others displayed on the Website, will inure solely to the benefit of their respective owners.Copyright Notice. Copyright © 2016
      AvMed,
    • 4. Unsolicited Submission Policy
      AvMed does not accept or consider unsolicited ideas, suggestions, materials or other information (all of the foregoing being “Submissions”). The purpose for this policy is to avoid misunderstandings or disputes with respect to the origin of ideas, products, services and strategies of AvMed. Please do not send your unsolicited Submissions to AvMed or anyone at AvMed. In the event that you disregard this policy and post, upload, input, provide, submit or otherwise make a Submission to AvMed, (i) you will be granting AvMed and its affiliates permission to use your Submission in connection with the operation of its businesses (the “License”), including, without limitation, the right to copy, distribute, display, edit, reproduce, translate and reformat your Submission for both commercial and non-commercial purposes, (ii) you warrant and represent that you own or otherwise control all of the rights to your Submission, including, without limitation, the rights necessary to grant the License and (iii) any such Submissions will be considered non confidential and non-proprietary communications. No compensation will be paid with respect to your Submission. AvMed will not be subject to any obligation of confidence with respect to your Submission.
    • 5. No Lawful or Prohibited Use
      You may not use the Website for any purpose that is unlawful or prohibited by the terms and conditions provided herein. You may not use the Website in any manner that could damage, disable, overburden or otherwise impair any AvMed server or the network(s) connected to any AvMed server, or interfere with any other person’s use and enjoyment of the Website. You may not attempt to gain unauthorized access to the Website or the computer systems or networks connected to any AvMed server through any means. You may not obtain any materials or information through any means not intentionally made available to you through the Website.
    • 6. Links

      Any links to third party websites are provided for your convenience only, and AvMed makes no recommendation or endorsement as to such websites or the products or services offered thereon.

      You may link to the AvMed You may link to the AvMed. However, you may not frame the Website in a manner that may cause confusion to AvMed customers, nor may you interfere or attempt to interfere in any way with the operation of the Website, including without limitation through data mining, the use of any robot, scraper or other automated device, or circumvention or attempted circumvention of any website security features.

    • 7. Spam Email and Postings
      You agree that AvMed would be irreparably harmed by the use, by you or others, of the Website or facilities in connection with the transmission of spam, newsgroup postings or unsolicited email in violation of the terms of use as provided herein, and that AvMed is entitled to obtain injunctive relief against any such transmission (in addition to all other remedies available at law or in equity). AvMed reserves the right to block, filter or delete unsolicited email.
    • 8. U.S. Export Administration Laws and Regulations
      You acknowledge and agree that material on the Website is subject to the U.S. Export Administration Laws and Regulations. Diversion of such material contrary to U.S. law is prohibited. You agree that none of the material on the Website, nor any direct product therefrom, is being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals, nor be used for nuclear activities, chemical biological weapons, or missile projects unless authorized by the U.S. Government. You certify that you are not on the U.S. Department of Commerce’s Denied Persons List or affiliated lists or on the U.S. Department of Treasury’s Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or re-export as may be required.
    • 9. DISCLAIMER

      THE CONTENT CONTAINED IN THE WEBSITE IS PROVIDED BY AvMed FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE A SPECIFIC RECOMMENDATION OR ADVICE. SUCH CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND IS SUBJECT TO CHANGE WITHOUT NOTICE. YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK, AND YOU ASSUME ALL LIABILITY IN RELATION TO IT.

      ANY INFORMATION OR ADVICE PROVIDED THROUGH THE WEBSITE THAT IS RELATED TO SUPPORT OF AvMed SOFTWARE PRODUCTS IS SUBJECT TO THE TERMS AND CONDITIONS OF THE LICENSE AND SUPPORT AGREEMENT BETWEEN YOU AND AvMed, AND NOT TO THESE TERMS OF USE.

      ANY MENTION IN THE WEBSITE OF NON AvMed PRODUCTS OR SERVICES IS FOR INFORMATION PURPOSES ONLY AND CONSTITUTES NEITHER AN ENDORSEMENT NOR A RECOMMENDATION.

    • 10. LIMITATION ON LIABILITY
      AS CONSIDERATION FOR YOUR USE OF AND ACCESS TO THE WEBSITE, AND TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT: (i) IN NO EVENT WILL AvMed OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE OR ANY SITE LINKED TO THE WEBSITE, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THE WEBSITE; AND (ii) THE AGGREGATE LIABILITY OF AvMed OR ANY OF ITS DISTRIBUTORS OR DEALERS, ARISING FROM OR RELATING TO THIS AGREEMENT (REGARDLESS OF THE FORM OF ACTION OR CLAIM, e.g. CONTRACT, WARRANTY, TORT, STRICT LIABILITY, NEGLIGENCE, FRAUD, AND/OR OTHERWISE) IS LIMITED TO $100; AND (iii) AvMed SHALL NOT IN ANY CASE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF AvMed HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
    • 11. Notices of Copyright Infringement
      If you believe that material posted on the Website infringes your copyright, you should provide notice of such infringement to the following person, who is AvMed ’s designated agent for the purposes of the Digital Millennium Copyright Act (17 U.S.C. 512): donotreply@AvMed.org
    • 12. Entire Agreement
      These terms of use are the entire agreement between you and AvMed in relation to your use of the Website, and all other representations or discussions are hereby excluded from this agreement. If any part of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. AvMed 's failure to insist on or enforce strict performance of these terms shall not constitute a waiver of any breach or any future breaches thereof.
    • 13. Governing Law and Jurisdiction
      The Website is controlled and operated from within the United States, and AvMed
    OK

    Terms

    ATTENTION: These terms of use set forth the basis on which you are permitted to access and use this website to register for coverage through Optima Health Plan, (the “Website“). Please read the terms of use carefully before using the Website. By accessing and using the Website in any way, including, without limitation, browsing the Website, you agree to and are bound by the terms of use described herein. If you do not agree to all of the terms and conditions contained herein, do not use the Website in any manner.

    • 1. Ownership
      All copyrights and other intellectual property rights in the Website, including without limitation all software, written and graphical content included in the Website, are owned by Optima Health Plan, LLC (“Optima Health Plan”, “We” or “we”) and all rights are hereby reserved.
    • 2. Use of Website and Documents
      Optima Health Plan hereby authorizes you to make a single copy of the content displayed on the Website for your use in learning about; evaluating or acquiring Optima Health Plan services or solutions, provided (i) you mark such copy “© 2023 Optima Health Plan, LLC. All rights reserved.”; (ii) the use of such copy is for informational and non-commercial or personal use and will not be copied or posted on any network computer or broadcast in any media; and (iii) no modifications to such copy are made. No other permission is granted to you to print, copy, reproduce, distribute, transmit, upload, download, store, perform, display in public, alter, or modify the content contained on the Website. Accredited educational institutions, such as K-12, universities, and colleges, may download and reproduce the content displayed on the Website for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. The Website may contain email services, bulletin board services, forums, communities, and/or other message or communication facilities designed to enable you to communicate with others (collectively “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper. By way of example, and not as a limitation, you agree that when using the Communication Services or the Website, you will not (i) use them in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages; (ii) defame, abuse, harass, threaten or otherwise violate the legal rights of others; (iii) publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, pornographic, racist, lewd, lascivious, excessively violent, harassing, unlawful, or otherwise objectionable topic, name, material or information; (iv) upload, or otherwise make available, files that contain material protected by intellectual property laws unless you own or control the rights thereto or have received all necessary consent to do the same; (v) advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages; (vi) restrict or inhibit any other user from using and enjoying the Communication Services or the Website; (vii) harvest or otherwise collect information about others, including email addresses; or (viii) violate any applicable laws or regulations. Optima Health Plan has no obligation to monitor the Website or Communication Services. However, Optima Health Plan reserves the right to review materials posted to the Website and the Communication Services and to remove and/or edit any materials in its sole discretion. Optima Health Plan reserves the right to terminate your access to the Website and the Communication Services at any time, without notice, for any reason whatsoever. Optima Health Plan reserves the right at all times to disclose any information as it deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Optima Health Plan’ sole discretion.
    • 3. Trademarks / Copyrights
      Optima Health Plan ®, the Optima Health Plan logo, and any other marks used on the Website are trademarks of Optima Health Plan or their respective owners. Such marks may not be used without the prior written consent of Optima Health Plan. Any use of those marks, or any others displayed on the Website, will inure solely to the benefit of their respective owners. Copyright Notice. Copyright © 2023 Optima Health Plan, LLC. All rights reserved.
    • 4. Unsolicited Submission Policy
      Optima Health Plan does not accept or consider unsolicited ideas, suggestions, materials or other information (all of the foregoing being “Submissions”). The purpose of this policy is to avoid misunderstandings or disputes with respect to the origin of ideas, products, services, and strategies of Optima Health Plan. Please do not send your unsolicited Submissions to Optima Health Plan or anyone at Optima Health Plan. In the event that you disregard this policy and post, upload, input, provide, submit or otherwise make a Submission to Optima Health Plan, (i) you will be granting Optima Health Plan and its affiliates permission to use your Submission in connection with the operation of its businesses (the “License”), including, without limitation, the right to copy, distribute, display, edit, reproduce, translate and reformat your Submission for both commercial and non-commercial purposes, (ii) you warrant and represent that you own or otherwise control all of the rights to your Submission, including, without limitation, the rights necessary to grant the License and (iii) any such Submissions will be considered non-confidential and non-proprietary communications. No compensation will be paid with respect to your Submission. Optima Health Plan will not be subject to any obligation of confidence with respect to your Submission.
    • 5. No Lawful or Prohibited Use
      You may not use the Website for any purpose that is unlawful or prohibited by the terms and conditions provided herein. You may not use the Website in any manner that could damage, disable, overburden or otherwise impair any Optima Health Plan server or the network(s) connected to any Optima Health Plan server, or interfere with any other person’s use and enjoyment of the Website. You may not attempt to gain unauthorized access to the Website or the computer systems or networks connected to any Optima Health Plan server through any means. You may not obtain any materials or information through any means not intentionally made available to you through the Website.
    • 6. Links

      Any links to third-party websites are provided for your convenience only, and Optima Health Plan makes no recommendation or endorsement as to such websites or the products or services offered thereon. You may link to the Optima Health Plan website unless notified otherwise in writing by Optima Health Plan. However, you may not frame the Website in a manner that may confuse Optima Health Plan customers, nor may you interfere or attempt to interfere in any way with the operation of the Website, including without limitation through data mining, the use of any robot, scraper or other automated devices, or circumvention or attempted circumvention of any website security features.

    • 7. Spam Email and Postings
      You agree that Optima Health Plan would be irreparably harmed by the use, by you or others, of the Website or facilities in connection with the transmission of spam, newsgroup postings or unsolicited email in violation of the terms of use as provided herein, and that Optima Health Plan is entitled to obtain injunctive relief against any such transmission (in addition to all other remedies available at law or in equity). Optima Health Plan reserves the right to block, filter, or delete unsolicited email.
    • 8. U.S. Export Administration Laws and Regulations
      You acknowledge and agree that material on the Website is subject to the U.S. Export Administration Laws and Regulations. Diversion of such material contrary to U.S. law is prohibited. You agree that none of the material on the Website, nor any direct product therefrom, is being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals, nor be used for nuclear activities, chemical biological weapons, or missile projects unless authorized by the U.S. Government. You certify that you are not on the U.S. Department of Commerce’s Denied Person List or affiliated lists or the U.S. Department of Treasury’s Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or re-export as may be required.
    • 9. DISCLAIMER

      THE CONTENT CONTAINED IN THE WEBSITE IS PROVIDED BY OPTIMA HEALTH PLAN FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE A SPECIFIC RECOMMENDATION OR ADVICE. SUCH CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND IS SUBJECT TO CHANGE WITHOUT NOTICE. YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK, AND YOU ASSUME ALL LIABILITY IN RELATION TO IT. ANY INFORMATION OR ADVICE PROVIDED THROUGH THE WEBSITE THAT IS RELATED TO SUPPORT OF OPTIMA HEALTH PLAN SOFTWARE PRODUCTS IS SUBJECT TO THE TERMS AND CONDITIONS OF THE LICENSE AND SUPPORT AGREEMENT BETWEEN YOU AND OPTIMA HEALTH PLAN, AND NOT TO THESE TERMS OF USE. ANY MENTION IN THE WEBSITE OF NON OPTIMA HEALTH PLAN PRODUCTS OR SERVICES IS FOR INFORMATION PURPOSES ONLY AND CONSTITUTES NEITHER AN ENDORSEMENT NOR A RECOMMENDATION.

    • 10. LIMITATION ON LIABILITY
      AS CONSIDERATION FOR YOUR USE OF AND ACCESS TO THE WEBSITE, AND TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT: (i) IN NO EVENT WILL OPTIMA HEALTH PLAN OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE OR ANY SITE LINKED TO THE WEBSITE, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THE WEBSITE; AND (ii) THE AGGREGATE LIABILITY OF OPTIMA HEALTH PLAN OR ANY OF ITS DISTRIBUTORS OR DEALERS, ARISING FROM OR RELATING TO THIS AGREEMENT (REGARDLESS OF THE FORM OF ACTION OR CLAIM, e.g. CONTRACT, WARRANTY, TORT, STRICT LIABILITY, NEGLIGENCE, FRAUD, AND/OR OTHERWISE) IS LIMITED TO $100; AND (iii) OPTIMA HEALTH PLAN SHALL NOT IN ANY CASE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF OPTIMA HEALTH PLAN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
    • 11. Notices of Copyright Infringement
      If you believe that material posted on the Website infringes your copyright, you should provide notice of such infringement to the following person, who is Optima Health Plan’s designated agent for the purposes of the Digital Millennium Copyright Act (17 U.S.C. 512): contact@benefitalign.com
    • 12. Entire Agreement
      These terms of use are the entire agreement between you and Optima Health Plan in relation to your use of the Website, and all other representations or discussions are hereby excluded from this agreement. If any part of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Optima Health Plan’s failure to insist on or enforce strict performance of these terms shall not constitute a waiver of any breach or any future breaches thereof.
    • 13. Governing Law and Jurisdiction
      The Website is controlled and operated from within the United States, and Optima Health Plan does not represent that the Website is appropriate for use outside the United States. If you access the Website from outside the United States, you are responsible for compliance with any applicable local law. Your use of the Website shall be governed in all respects by the laws of the State of New Mexico, USA, without regard to choice of law provisions, and not by the United Nations Convention on Contracts for the International Sale of Goods. You agree that jurisdiction over and venue in any proceeding directly or indirectly arising out of or relating to the Website shall be in the state or federal courts located in Bernalillo County, New Mexico, USA.
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Disclaimer: This website is operated by AvMed and is not the Health Insurance Marketplace® website at HealthCare.gov. In offering this website, by AvMed is required to comply with all applicable Federal law, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not support enrollment in all Qualified Health Plans (QHPs) being offered in your state through the Health Insurance Marketplace® website. For enrollment support in all available QHP options in your state, go to the Health Insurance Marketplace® website at HealthCare.gov.

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  • Conditions of Use
  • Privacy
  • Accessibility Statement
  • Notice of Nondiscrimination

Privacy Policy

BenefitAlign, LLC and its subsidiaries (“BenefitAlign”, “We” or “we”) take your privacy seriously and are committed to protecting the personal information that you provide to us. This privacy statement covers our corporate website, www.Benefitalign.com, and explains our policies and practices regarding the use and disclosure of your personal information collected by us.

BenefitAlign, under its partnership with AvMed, an insurance plan that is certified by the Health Insurance Marketplace® to provide health benefits under the Affordable Care Act, has the authority to collect your personal information for the purpose of health insurance coverage and enrollment.

BenefitAlign may review and update this policy from time to time as needed without notice. Therefore, we advise you to review this policy periodically on the website.


1. Personal Information

In general, you can visit our Website without explicitly providing us any personal information. However, certain services offered on this Website may require you to voluntarily enter a varying amount of a user’s personal information. This information includes user registration data such as user’s name, phone number, Email address, etc. Also, as with many other web servers, we may collect and log tracking information via Website request data and response data. This policy applies to all information (User Information) collected by the Website.

By using the Website and affirmatively answering these questions you are granting BenefitAlign permission to collect your personal information.

  • "I agree to have my information used and retrieved from data sources for this application. I have consent for all people I list on the application for their information to be retrieved and used from data sources."
  • "I understand that I am required to provide true answers and that I may be asked to provide additional information, including proof of my eligibility of a special enrollment period, if I qualify. If I don't, I may face penalties, including the risk of losing my eligibility for coverage."
  • "I allow AvMed to access my application and help me apply for health coverage."

Your use of the Website is voluntary and by using the Website you are granting BenefitAlign permission to collect your personally identifiable information for the purpose of requesting health insurance coverage and enrollment. Your offering of your personal information for the purposes of seeking coverage/enrollment through the Marketplace is a voluntary submission of PII under the applicable law. Submitting personal information is voluntary and enrollment in the requested health insurance through AvMed is also voluntary. Your request for health insurance coverage and enrollment will not be able to be processed if you do not complete provide your personally identifiable information.


2. Use of Personal Information

BenefitAlign is committed to the privacy of the User Information collected by the Website and will not transfer any personal information to any unauthorized outside parties. Any requested information is for internal BenefitAlign use only for the purpose of health insurance coverage and enrollment.

Personal information collected will be used by BenefitAlign, and shared with AvMed, for processing the user’s request for health insurance coverage and enrollment. BenefitAlign adheres to these authorized uses and disclosures for all PII collected. For any correction or amendment in Personal Identifiable Information, known as PII data, you may contact BenefitAlign at contact@benefitalign.com

We do not share information about individual users or the organizations they represent for marketing purposes with any third party. BenefitAlign opposes the emailing of any junk mail and does not sell user information to email lists or telemarketers. If you receive a junk email that mentions the Website services, contact@benefitalign.com, and we will investigate promptly.


3. Legal Disclaimer

Though we make every effort to preserve user privacy, we may need to disclose personal and corporate information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Website. BenefitAlign further reserves the right to use or disclose the information if we believe in good faith that the disclosure is necessary to protect the rights, property or safety of us, our employees or others.


4. Notification of Changes

If we decide to change our privacy policy, we will post those changes to this privacy statement on the Website and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.


5. External Links

Our corporate Website may also provide links to other websites that are either owned or operated by BenefitAlign or are third-party websites. Such external websites have their privacy policies separate from this policy. Even if the third party is affiliated with BenefitAlign through a business partnership or otherwise, BenefitAlign is not responsible for the privacy policies or practices or the content of such external links. All external links are provided to you for convenience purposes only and you access them at your own risk.


6. Cookies

Cookies are small files that are placed on your computer by websites that you visit. They are widely used to make websites work, or work more efficiently, as well as to provide information to the owners of the site. For example, cookies are used to remember users’ preferences and to help navigate between pages efficiently. BenefitAlign uses cookies for enhancing the browser speed for accessing the system. These cookies collect only sufficient information to enable website functions and they do not collect any personal information for other purposes.


7. Terms of Use

The objective of BenefitAlign Terms of Use is to set the rules of usage of our Website and services. Our users must agree to the terms and conditions as per the products and services offered. Users must also abide by the privacy policy of the organization. It also describes the restrictions, disclaimers, indemnification, and limitation of liability governing the use of the entire BenefitAlign Website


8. Terms of Service

BenefitAlign Terms of Service is defined to have clarity on usage of our Website, products, and services through a laptop, desktop, mobile, and other handheld devices. Terms of services should be in line with the agreement/contract between BenefitAlign and the user/customer for specific products and services.


9. Contact Information

Please email us at contact@benefitalign.com if you have any questions or suggestions regarding this policy statement.



OK

Terms & Conditions

ATTENTION: These terms of use set forth the basis on which you are permitted to access (the "Website"). Please read the terms of use carefully before using the Website. By accessing and using the Website in any way, including, without limitation, browsing the Website, you agree to and are bound by the terms of use described herein. If you do not agree to all the terms and conditions contained herein, do not use the Website in any manner.

1. Ownership

All copyrights and other intellectual property rights in the Website, including without limitation all software, written and graphical content included in the Website, are owned by BenefitAlign (“We” or “we”) and all rights are hereby reserved.


2. Use of Website and Documents

BenefitAlign, in partnership with AvMed, hereby authorizes you to make a single copy of the content displayed on the Website for your use in learning about; evaluating or acquiring BenefitAlign services or solutions, provided (i) you mark such copy “© 2020 BenefitAlign. All rights reserved.”; (ii) the use of such copy is for informational and non-commercial or personal use and will not be copied or posted on any network computer or broadcast in any media; and (iii) no modifications to such copy are made. No other permission is granted to you to print, copy, reproduce, distribute, transmit, upload, download, store, perform, display in public, alter, or modify the content contained on the Website. Accredited educational institutions, such as K-12, universities, and colleges, may download and reproduce the content displayed on the Website for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. The Website may contain email services, bulletin board services, forums, communities, and/or other message or communication facilities designed to enable you to communicate with others (collectively “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper. By way of example, and not as a limitation, you agree that when using the Communication Services or the Website, you will not (i) use them in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages; (ii) defame, abuse, harass, threaten or otherwise violate the legal rights of others; (iii) publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, pornographic, racist, lewd, lascivious, excessively violent, harassing, unlawful, or otherwise objectionable topic, name, material or information; (iv) upload, or otherwise make available, files that contain material protected by intellectual property laws unless you own or control the rights thereto or have received all necessary consent to do the same; (v) advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages; (vi) restrict or inhibit any other user from using and enjoying the Communication Services or the Website; (vii) harvest or otherwise collect information about others, including email addresses; or (viii) violate any applicable laws or regulations. BenefitAlign in partnership with AvMed has no obligation to monitor the Website or Communication Services. However, BenefitAlign in partnership with AvMed reserves the right to review materials posted to the Website and the Communication Services and to remove and/or edit any materials in its sole discretion. BenefitAlign in partnership with AvMed reserves the right to terminate your access to the Website and the Communication Services at any time, without notice, for any reason whatsoever. BenefitAlign in partnership with AvMed reserves the right at all times to disclose any information as it deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in BenefitAlign’s sole discretion.


3. Trademarks / Copyrights

BenefitAlign ®, the BenefitAlign logo, and any other marks used on the Website are trademarks of BenefitAlign or their respective owners. Such marks may not be used without the prior written consent of BenefitAlign. Any use of those marks, or any others displayed on the Website, will inure solely to the benefit of their respective owners. Copyright Notice. Copyright © 2020 BenefitAlign. All rights reserved.


4. Unsolicited Submission Policy

BenefitAlign does not accept or consider unsolicited ideas, suggestions, materials or other information (all of the foregoing being “Submissions”). The purpose of this policy is to avoid misunderstandings or disputes with respect to the origin of ideas, products, services, and strategies of BenefitAlign. Please do not send your unsolicited Submissions to BenefitAlign or anyone at BenefitAlign. In the event that you disregard this policy and post, upload, input, provide, submit or otherwise make a Submission to BenefitAlign, (i) you will be granting BenefitAlign and its affiliates permission to use your Submission in connection with the operation of its businesses (the “License”), including, without limitation, the right to copy, distribute, display, edit, reproduce, translate and reformat your Submission for both commercial and non-commercial purposes, (ii) you warrant and represent that you own or otherwise control all of the rights to your Submission, including, without limitation, the rights necessary to grant the License and (iii) any such Submissions will be considered non-confidential and non-proprietary communications. No compensation will be paid with respect to your Submission. BenefitAlign will not be subject to any obligation of confidence with respect to your Submission.


5. No Lawful or Prohibited Use

You may not use the Website for any purpose that is unlawful or prohibited by the terms and conditions provided herein. You may not use the Website in any manner that could damage, disable, overburden or otherwise impair any BenefitAlign server or the network(s) connected to any BenefitAlign server, or interfere with any other person’s use and enjoyment of the Website. You may not attempt to gain unauthorized access to the Website or the computer systems or networks connected to any BenefitAlign server through any means. You may not obtain any materials or information through any means not intentionally made available to you through the Website.


6. Links

Any links to third-party websites are provided for your convenience only, and BenefitAlign makes no recommendation or endorsement as to such websites or the products or services offered thereon. You may link to the BenefitAlign website unless notified otherwise in writing by BenefitAlign. However, you may not frame the Website in a manner that may confuse BenefitAlign customers, nor may you interfere or attempt to interfere in any way with the operation of the Website, including without limitation through data mining, the use of any robot, scraper or other automated devices, or circumvention or attempted circumvention of any website security features.


7. Spam Email and Postings

You agree that BenefitAlign would be irreparably harmed by the use, by you or others, of the Website or facilities in connection with the transmission of spam, newsgroup postings or unsolicited email in violation of the terms of use as provided herein, and that BenefitAlign is entitled to obtain injunctive relief against any such transmission (in addition to all other remedies available at law or in equity). BenefitAlign reserves the right to block, filter, or delete unsolicited email.


8. U.S. Export Administration Laws and Regulations

You acknowledge and agree that material on the Website is subject to the U.S. Export Administration Laws and Regulations. Diversion of such material contrary to U.S. law is prohibited. You agree that none of the material on the Website, nor any direct product therefrom, is being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals, nor be used for nuclear activities, chemical biological weapons, or missile projects unless authorized by the U.S. Government. You certify that you are not on the U.S. Department of Commerce’s Denied Person List or affiliated lists or the U.S. Department of Treasury’s Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or re-export as may be required.


9. DISCLAIMER

THE CONTENT CONTAINED IN THE WEBSITE IS PROVIDED BY BENEFITALIGN ON BEHALF OF AVMED FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE A SPECIFIC RECOMMENDATION OR ADVICE. SUCH CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND IS SUBJECT TO CHANGE WITHOUT NOTICE. YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK, AND YOU ASSUME ALL LIABILITY IN RELATION TO IT. ANY INFORMATION OR ADVICE PROVIDED THROUGH THE WEBSITE THAT IS RELATED TO SUPPORT OF BENEFITALIGN SOFTWARE PRODUCTS IS SUBJECT TO THE TERMS AND CONDITIONS OF THE LICENSE AND SUPPORT AGREEMENT BETWEEN YOU AND BENEFITALIGN, AND NOT TO THESE TERMS OF USE. ANY MENTION IN THE WEBSITE OF NON BENEFITALIGN PRODUCTS OR SERVICES IS FOR INFORMATION PURPOSES ONLY AND CONSTITUTES NEITHER AN ENDORSEMENT NOR A RECOMMENDATION.


10. LIMITATION ON LIABILITY

AS CONSIDERATION FOR YOUR USE OF AND ACCESS TO THE WEBSITE, AND TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT: (i) IN NO EVENT WILL BENEFITALIGN OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE OR ANY SITE LINKED TO THE WEBSITE, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THE WEBSITE; AND (ii) THE AGGREGATE LIABILITY OF BENEFITALIGN OR ANY OF ITS DISTRIBUTORS OR DEALERS, ARISING FROM OR RELATING TO THIS AGREMENT (REGARDLESS OF THE FORM OF ACTION OR CLAIM, e.g. CONTRACT, WARRANTY, TORT, STRICT LIABILITY, NEGLIGENCE, FRAUD, AND/OR OTHERWISE) IS LIMITED TO $100; AND (iii) BENEFITALIGN SHALL NOT IN ANY CASE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF BENEFITALIGN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.


11. Notices of Copyright Infringement

If you believe that material posted on the Website infringes your copyright, you should provide notice of such infringement to the following person, who is BenefitAlign’s designated agent for the purposes of the Digital Millennium Copyright Act (17 U.S.C. 512): contact@benefitalign.com


12. Entire Agreement

These terms of use are the entire agreement between you, BenefitAlign and AvMed in relation to your use of the Website, and all other representations or discussions are hereby excluded from this agreement. If any part of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. BenefitAlign’s failure to insist on or enforce strict performance of these terms shall not constitute a waiver of any breach or any future breaches thereof.


13. Governing Law and Jurisdiction

The Website is controlled and operated from within the United States, and neither BenefitAlign or AvMed represent that the Website is appropriate for use outside the United States. If you access the Website from outside the United States, you are responsible for compliance with any applicable local law. Your use of the Website shall be governed in all respects by the laws of the State of New Mexico, USA, without regard to choice of law provisions, and not by the United Nations Convention on Contracts for the International Sale of Goods. You agree that jurisdiction over and venue in any proceeding directly or indirectly arising out of or relating to the Website shall be in the state or federal courts located in Bernalillo County, New Mexico, USA.



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Terms & Conditions

ATTENTION: These terms of use set forth the basis on which you are permitted to access and use this website to register for coverage through Optima Health Plan, (the “Website“). Please read the terms of use carefully before using the Website. By accessing and using the Website in any way, including, without limitation, browsing the Website, you agree to and are bound by the terms of use described herein. If you do not agree to all of the terms and conditions contained herein, do not use the Website in any manner.

1. Ownership

All copyrights and other intellectual property rights in the Website, including without limitation all software, written and graphical content included in the Website, are owned by Optima Health Plan, LLC (“Optima Health Plan”, “We” or “we”) and all rights are hereby reserved.


2. Use of Website and Documents

Optima Health Plan hereby authorizes you to make a single copy of the content displayed on the Website for your use in learning about; evaluating or acquiring Optima Health Plan services or solutions, provided (i) you mark such copy “© 2023 Optima Health Plan, LLC. All rights reserved.”; (ii) the use of such copy is for informational and non-commercial or personal use and will not be copied or posted on any network computer or broadcast in any media; and (iii) no modifications to such copy are made. No other permission is granted to you to print, copy, reproduce, distribute, transmit, upload, download, store, perform, display in public, alter, or modify the content contained on the Website. Accredited educational institutions, such as K-12, universities, and colleges, may download and reproduce the content displayed on the Website for distribution in the classroom. Distribution outside the classroom requires express written permission. Use for any other purpose is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. The Website may contain email services, bulletin board services, forums, communities, and/or other message or communication facilities designed to enable you to communicate with others (collectively “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper. By way of example, and not as a limitation, you agree that when using the Communication Services or the Website, you will not (i) use them in connection with surveys, contests, pyramid schemes, chain letters, junk email, spamming or any duplicative or unsolicited messages; (ii) defame, abuse, harass, threaten or otherwise violate the legal rights of others; (iii) publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, obscene, pornographic, racist, lewd, lascivious, excessively violent, harassing, unlawful, or otherwise objectionable topic, name, material or information; (iv) upload, or otherwise make available, files that contain material protected by intellectual property laws unless you own or control the rights thereto or have received all necessary consent to do the same; (v) advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Services specifically allows such messages; (vi) restrict or inhibit any other user from using and enjoying the Communication Services or the Website; (vii) harvest or otherwise collect information about others, including email addresses; or (viii) violate any applicable laws or regulations. Optima Health Plan has no obligation to monitor the Website or Communication Services. However, Optima Health Plan reserves the right to review materials posted to the Website and the Communication Services and to remove and/or edit any materials in its sole discretion. Optima Health Plan reserves the right to terminate your access to the Website and the Communication Services at any time, without notice, for any reason whatsoever. Optima Health Plan reserves the right at all times to disclose any information as it deems necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Optima Health Plan’ sole discretion.


3. Trademarks / Copyrights

Optima Health Plan ®, the Optima Health Plan logo, and any other marks used on the Website are trademarks of Optima Health Plan or their respective owners. Such marks may not be used without the prior written consent of Optima Health Plan. Any use of those marks, or any others displayed on the Website, will inure solely to the benefit of their respective owners. Copyright Notice. Copyright © 2023 Optima Health Plan, LLC. All rights reserved.


4. Unsolicited Submission Policy

Optima Health Plan does not accept or consider unsolicited ideas, suggestions, materials or other information (all of the foregoing being “Submissions”). The purpose of this policy is to avoid misunderstandings or disputes with respect to the origin of ideas, products, services, and strategies of Optima Health Plan. Please do not send your unsolicited Submissions to Optima Health Plan or anyone at Optima Health Plan. In the event that you disregard this policy and post, upload, input, provide, submit or otherwise make a Submission to Optima Health Plan, (i) you will be granting Optima Health Plan and its affiliates permission to use your Submission in connection with the operation of its businesses (the “License”), including, without limitation, the right to copy, distribute, display, edit, reproduce, translate and reformat your Submission for both commercial and non-commercial purposes, (ii) you warrant and represent that you own or otherwise control all of the rights to your Submission, including, without limitation, the rights necessary to grant the License and (iii) any such Submissions will be considered non-confidential and non-proprietary communications. No compensation will be paid with respect to your Submission. Optima Health Plan will not be subject to any obligation of confidence with respect to your Submission.


5. No Lawful or Prohibited Use

You may not use the Website for any purpose that is unlawful or prohibited by the terms and conditions provided herein. You may not use the Website in any manner that could damage, disable, overburden or otherwise impair any Optima Health Plan server or the network(s) connected to any Optima Health Plan server, or interfere with any other person’s use and enjoyment of the Website. You may not attempt to gain unauthorized access to the Website or the computer systems or networks connected to any Optima Health Plan server through any means. You may not obtain any materials or information through any means not intentionally made available to you through the Website.


6. Links

Any links to third-party websites are provided for your convenience only, and Optima Health Plan makes no recommendation or endorsement as to such websites or the products or services offered thereon. You may link to the Optima Health Plan website unless notified otherwise in writing by Optima Health Plan. However, you may not frame the Website in a manner that may confuse Optima Health Plan customers, nor may you interfere or attempt to interfere in any way with the operation of the Website, including without limitation through data mining, the use of any robot, scraper or other automated devices, or circumvention or attempted circumvention of any website security features.


7. Spam Email and Postings

You agree that Optima Health Plan would be irreparably harmed by the use, by you or others, of the Website or facilities in connection with the transmission of spam, newsgroup postings or unsolicited email in violation of the terms of use as provided herein, and that Optima Health Plan is entitled to obtain injunctive relief against any such transmission (in addition to all other remedies available at law or in equity). Optima Health Plan reserves the right to block, filter, or delete unsolicited email.


8. U.S. Export Administration Laws and Regulations

You acknowledge and agree that material on the Website is subject to the U.S. Export Administration Laws and Regulations. Diversion of such material contrary to U.S. law is prohibited. You agree that none of the material on the Website, nor any direct product therefrom, is being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals, nor be used for nuclear activities, chemical biological weapons, or missile projects unless authorized by the U.S. Government. You certify that you are not on the U.S. Department of Commerce’s Denied Person List or affiliated lists or the U.S. Department of Treasury’s Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or re-export as may be required.


9. DISCLAIMER

THE CONTENT CONTAINED IN THE WEBSITE IS PROVIDED BY OPTIMA HEALTH PLAN FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE A SPECIFIC RECOMMENDATION OR ADVICE. SUCH CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND IS SUBJECT TO CHANGE WITHOUT NOTICE. YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK, AND YOU ASSUME ALL LIABILITY IN RELATION TO IT. ANY INFORMATION OR ADVICE PROVIDED THROUGH THE WEBSITE THAT IS RELATED TO SUPPORT OF OPTIMA HEALTH PLAN SOFTWARE PRODUCTS IS SUBJECT TO THE TERMS AND CONDITIONS OF THE LICENSE AND SUPPORT AGREEMENT BETWEEN YOU AND OPTIMA HEALTH PLAN, AND NOT TO THESE TERMS OF USE. ANY MENTION IN THE WEBSITE OF NON OPTIMA HEALTH PLAN PRODUCTS OR SERVICES IS FOR INFORMATION PURPOSES ONLY AND CONSTITUTES NEITHER AN ENDORSEMENT NOR A RECOMMENDATION.


10. LIMITATION ON LIABILITY

AS CONSIDERATION FOR YOUR USE OF AND ACCESS TO THE WEBSITE, AND TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT: (i) IN NO EVENT WILL OPTIMA HEALTH PLAN OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE OR ANY SITE LINKED TO THE WEBSITE, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THE WEBSITE; AND (ii) THE AGGREGATE LIABILITY OF OPTIMA HEALTH PLAN OR ANY OF ITS DISTRIBUTORS OR DEALERS, ARISING FROM OR RELATING TO THIS AGREEMENT (REGARDLESS OF THE FORM OF ACTION OR CLAIM, e.g. CONTRACT, WARRANTY, TORT, STRICT LIABILITY, NEGLIGENCE, FRAUD, AND/OR OTHERWISE) IS LIMITED TO $100; AND (iii) OPTIMA HEALTH PLAN SHALL NOT IN ANY CASE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF OPTIMA HEALTH PLAN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.


11. Notices of Copyright Infringement

If you believe that material posted on the Website infringes your copyright, you should provide notice of such infringement to the following person, who is Optima Health Plan’s designated agent for the purposes of the Digital Millennium Copyright Act (17 U.S.C. 512): contact@benefitalign.com


12. Entire Agreement

These terms of use are the entire agreement between you and Optima Health Plan in relation to your use of the Website, and all other representations or discussions are hereby excluded from this agreement. If any part of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Optima Health Plan’s failure to insist on or enforce strict performance of these terms shall not constitute a waiver of any breach or any future breaches thereof.


13. Governing Law and Jurisdiction

The Website is controlled and operated from within the United States, and Optima Health Plan does not represent that the Website is appropriate for use outside the United States. If you access the Website from outside the United States, you are responsible for compliance with any applicable local law. Your use of the Website shall be governed in all respects by the laws of the State of New Mexico, USA, without regard to choice of law provisions, and not by the United Nations Convention on Contracts for the International Sale of Goods. You agree that jurisdiction over and venue in any proceeding directly or indirectly arising out of or relating to the Website shall be in the state or federal courts located in Bernalillo County, New Mexico, USA.




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