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Insurance Professionals LLC ®, the Insurance Professionals LLC logo, and any other marks used on the Website are trademarks of Insurance Professionals LLC or their respective owners. Such marks may not be used without the prior written consent of Insurance Professionals LLC. Any use of those marks, or any others displayed on the Website, will inure solely to the benefit of their respective owners.Copyright Notice. Copyright © 2016
Insurance Professionals LLC,

Insurance Professionals LLC does not accept or consider unsolicited ideas, suggestions, materials or other information (all of the foregoing being “Submissions”). The purpose for this policy is to avoid misunderstandings or disputes with respect to the origin of ideas, products, services and strategies of Insurance Professionals LLC. Please do not send your unsolicited Submissions to Insurance Professionals LLC or anyone at Insurance Professionals LLC. In the event that you disregard this policy and post, upload, input, provide, submit or otherwise make a Submission to Insurance Professionals LLC, (i) you will be granting Insurance Professionals LLC and its affiliates permission to use your Submission in connection with the operation of its businesses (the “License”), including, without limitation, the right to copy, distribute, display, edit, reproduce, translate and reformat your Submission for both commercial and non-commercial purposes, (ii) you warrant and represent that you own or otherwise control all of the rights to your Submission, including, without limitation, the rights necessary to grant the License and (iii) any such Submissions will be considered non confidential and non-proprietary communications. No compensation will be paid with respect to your Submission. Insurance Professionals LLC will not be subject to any obligation of confidence with respect to your Submission.

You may not use the Website for any purpose that is unlawful or prohibited by the terms and conditions provided herein. You may not use the Website in any manner that could damage, disable, overburden or otherwise impair any Insurance Professionals LLC server or the network(s) connected to any Insurance Professionals LLC server, or interfere with any other person’s use and enjoyment of the Website. You may not attempt to gain unauthorized access to the Website or the computer systems or networks connected to any Insurance Professionals LLC server through any means. You may not obtain any materials or information through any means not intentionally made available to you through the Website.

Any links to third party websites are provided for your convenience only, and Insurance Professionals LLC makes no recommendation or endorsement as to such websites or the products or services offered thereon.

You may link to the Insurance Professionals LLC You may link to the Insurance Professionals LLC. However, you may not frame the Website in a manner that may cause confusion to Insurance Professionals LLC customers, nor may you interfere or attempt to interfere in any way with the operation of the Website, including without limitation through data mining, the use of any robot, scraper or other automated device, or circumvention or attempted circumvention of any website security features.

You agree that Insurance Professionals LLC would be irreparably harmed by the use, by you or others, of the Website or facilities in connection with the transmission of spam, newsgroup postings or unsolicited email in violation of the terms of use as provided herein, and that Insurance Professionals LLC is entitled to obtain injunctive relief against any such transmission (in addition to all other remedies available at law or in equity). Insurance Professionals LLC reserves the right to block, filter or delete unsolicited email.

You acknowledge and agree that material on the Website is subject to the U.S. Export Administration Laws and Regulations. Diversion of such material contrary to U.S. law is prohibited. You agree that none of the material on the Website, nor any direct product therefrom, is being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals, nor be used for nuclear activities, chemical biological weapons, or missile projects unless authorized by the U.S. Government. You certify that you are not on the U.S. Department of Commerce’s Denied Persons List or affiliated lists or on the U.S. Department of Treasury’s Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or re-export as may be required.

THE CONTENT CONTAINED IN THE WEBSITE IS PROVIDED BY Insurance Professionals LLC FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE A SPECIFIC RECOMMENDATION OR ADVICE. SUCH CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND IS SUBJECT TO CHANGE WITHOUT NOTICE. YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK, AND YOU ASSUME ALL LIABILITY IN RELATION TO IT.

ANY INFORMATION OR ADVICE PROVIDED THROUGH THE WEBSITE THAT IS RELATED TO SUPPORT OF Insurance Professionals LLC SOFTWARE PRODUCTS IS SUBJECT TO THE TERMS AND CONDITIONS OF THE LICENSE AND SUPPORT AGREEMENT BETWEEN YOU AND Insurance Professionals LLC, AND NOT TO THESE TERMS OF USE.

ANY MENTION IN THE WEBSITE OF NON Insurance Professionals LLC PRODUCTS OR SERVICES IS FOR INFORMATION PURPOSES ONLY AND CONSTITUTES NEITHER AN ENDORSEMENT NOR A RECOMMENDATION.

AS CONSIDERATION FOR YOUR USE OF AND ACCESS TO THE WEBSITE, AND TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT: (i) IN NO EVENT WILL Insurance Professionals LLC OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE OR ANY SITE LINKED TO THE WEBSITE, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THE WEBSITE; AND (ii) THE AGGREGATE LIABILITY OF Insurance Professionals LLC OR ANY OF ITS DISTRIBUTORS OR DEALERS, ARISING FROM OR RELATING TO THIS AGREEMENT (REGARDLESS OF THE FORM OF ACTION OR CLAIM, e.g. CONTRACT, WARRANTY, TORT, STRICT LIABILITY, NEGLIGENCE, FRAUD, AND/OR OTHERWISE) IS LIMITED TO $100; AND (iii) Insurance Professionals LLC SHALL NOT IN ANY CASE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF Insurance Professionals LLC HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

If you believe that material posted on the Website infringes your copyright, you should provide notice of such infringement to the following person, who is Insurance Professionals LLC ’s designated agent for the purposes of the Digital Millennium Copyright Act (17 U.S.C. 512): maria@insprofl.com

These terms of use are the entire agreement between you and Insurance Professionals LLC in relation to your use of the Website, and all other representations or discussions are hereby excluded from this agreement. If any part of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Insurance Professionals LLC 's failure to insist on or enforce strict performance of these terms shall not constitute a waiver of any breach or any future breaches thereof.

The Website is controlled and operated from within the United States, and Insurance Professionals LLC

Optima Health Plan ®, the Optima Health Plan logo, and any other marks used on the Website are trademarks of Optima Health Plan or their respective owners. Such marks may not be used without the prior written consent of Optima Health Plan. Any use of those marks, or any others displayed on the Website, will inure solely to the benefit of their respective owners. Copyright Notice. Copyright © 2023 Optima Health Plan, LLC. All rights reserved.

Optima Health Plan does not accept or consider unsolicited ideas, suggestions, materials or other information (all of the foregoing being “Submissions”). The purpose of this policy is to avoid misunderstandings or disputes with respect to the origin of ideas, products, services, and strategies of Optima Health Plan. Please do not send your unsolicited Submissions to Optima Health Plan or anyone at Optima Health Plan. In the event that you disregard this policy and post, upload, input, provide, submit or otherwise make a Submission to Optima Health Plan, (i) you will be granting Optima Health Plan and its affiliates permission to use your Submission in connection with the operation of its businesses (the “License”), including, without limitation, the right to copy, distribute, display, edit, reproduce, translate and reformat your Submission for both commercial and non-commercial purposes, (ii) you warrant and represent that you own or otherwise control all of the rights to your Submission, including, without limitation, the rights necessary to grant the License and (iii) any such Submissions will be considered non-confidential and non-proprietary communications. No compensation will be paid with respect to your Submission. Optima Health Plan will not be subject to any obligation of confidence with respect to your Submission.

You may not use the Website for any purpose that is unlawful or prohibited by the terms and conditions provided herein. You may not use the Website in any manner that could damage, disable, overburden or otherwise impair any Optima Health Plan server or the network(s) connected to any Optima Health Plan server, or interfere with any other person’s use and enjoyment of the Website. You may not attempt to gain unauthorized access to the Website or the computer systems or networks connected to any Optima Health Plan server through any means. You may not obtain any materials or information through any means not intentionally made available to you through the Website.

Any links to third-party websites are provided for your convenience only, and Optima Health Plan makes no recommendation or endorsement as to such websites or the products or services offered thereon. You may link to the Optima Health Plan website unless notified otherwise in writing by Optima Health Plan. However, you may not frame the Website in a manner that may confuse Optima Health Plan customers, nor may you interfere or attempt to interfere in any way with the operation of the Website, including without limitation through data mining, the use of any robot, scraper or other automated devices, or circumvention or attempted circumvention of any website security features.

You agree that Optima Health Plan would be irreparably harmed by the use, by you or others, of the Website or facilities in connection with the transmission of spam, newsgroup postings or unsolicited email in violation of the terms of use as provided herein, and that Optima Health Plan is entitled to obtain injunctive relief against any such transmission (in addition to all other remedies available at law or in equity). Optima Health Plan reserves the right to block, filter, or delete unsolicited email.

You acknowledge and agree that material on the Website is subject to the U.S. Export Administration Laws and Regulations. Diversion of such material contrary to U.S. law is prohibited. You agree that none of the material on the Website, nor any direct product therefrom, is being or will be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals, nor be used for nuclear activities, chemical biological weapons, or missile projects unless authorized by the U.S. Government. You certify that you are not on the U.S. Department of Commerce’s Denied Person List or affiliated lists or the U.S. Department of Treasury’s Specially Designated Nationals List. You agree to comply strictly with all U.S. export laws and assume sole responsibility for obtaining licenses to export or re-export as may be required.

THE CONTENT CONTAINED IN THE WEBSITE IS PROVIDED BY OPTIMA HEALTH PLAN FOR GENERAL INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE A SPECIFIC RECOMMENDATION OR ADVICE. SUCH CONTENT IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND IS SUBJECT TO CHANGE WITHOUT NOTICE. YOUR USE OF THE WEBSITE IS AT YOUR SOLE RISK, AND YOU ASSUME ALL LIABILITY IN RELATION TO IT. ANY INFORMATION OR ADVICE PROVIDED THROUGH THE WEBSITE THAT IS RELATED TO SUPPORT OF OPTIMA HEALTH PLAN SOFTWARE PRODUCTS IS SUBJECT TO THE TERMS AND CONDITIONS OF THE LICENSE AND SUPPORT AGREEMENT BETWEEN YOU AND OPTIMA HEALTH PLAN, AND NOT TO THESE TERMS OF USE. ANY MENTION IN THE WEBSITE OF NON OPTIMA HEALTH PLAN PRODUCTS OR SERVICES IS FOR INFORMATION PURPOSES ONLY AND CONSTITUTES NEITHER AN ENDORSEMENT NOR A RECOMMENDATION.

AS CONSIDERATION FOR YOUR USE OF AND ACCESS TO THE WEBSITE, AND TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT: (i) IN NO EVENT WILL OPTIMA HEALTH PLAN OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE OR ANY SITE LINKED TO THE WEBSITE, BE LIABLE TO YOU IN ANY MANNER WHATSOEVER FOR ANY DECISION MADE OR ACTION OR NON-ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION PROVIDED THROUGH THE WEBSITE; AND (ii) THE AGGREGATE LIABILITY OF OPTIMA HEALTH PLAN OR ANY OF ITS DISTRIBUTORS OR DEALERS, ARISING FROM OR RELATING TO THIS AGREEMENT (REGARDLESS OF THE FORM OF ACTION OR CLAIM, e.g. CONTRACT, WARRANTY, TORT, STRICT LIABILITY, NEGLIGENCE, FRAUD, AND/OR OTHERWISE) IS LIMITED TO $100; AND (iii) OPTIMA HEALTH PLAN SHALL NOT IN ANY CASE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, EVEN IF OPTIMA HEALTH PLAN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

If you believe that material posted on the Website infringes your copyright, you should provide notice of such infringement to the following person, who is Optima Health Plan’s designated agent for the purposes of the Digital Millennium Copyright Act (17 U.S.C. 512): contact@benefitalign.com

These terms of use are the entire agreement between you and Optima Health Plan in relation to your use of the Website, and all other representations or discussions are hereby excluded from this agreement. If any part of these terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Optima Health Plan’s failure to insist on or enforce strict performance of these terms shall not constitute a waiver of any breach or any future breaches thereof.

The Website is controlled and operated from within the United States, and Optima Health Plan does not represent that the Website is appropriate for use outside the United States. If you access the Website from outside the United States, you are responsible for compliance with any applicable local law. Your use of the Website shall be governed in all respects by the laws of the State of New Mexico, USA, without regard to choice of law provisions, and not by the United Nations Convention on Contracts for the International Sale of Goods. You agree that jurisdiction over and venue in any proceeding directly or indirectly arising out of or relating to the Website shall be in the state or federal courts located in Bernalillo County, New Mexico, USA.